Insurance isn’t just about policies; it’s about the people and stories behind them. Discover how Emily Byram is bringing a personal, human touch back to the Southaven business community.
The “Human” Summary Emily Byram’s journey to Combined Insurance was anything but predictable. After years in the sports industry and the complex world of HR and payroll compliance, she took a “commission-only” leap of faith into the insurance world. Today, she uses her deep background in compliance to help business owners navigate the “headaches” of employee benefits, ensuring that no one in her community feels like they are on an island when a crisis hits.
What sets Emily apart is her commitment to being local and reachable—no 1-800 numbers or robots, just a neighbor who truly cares. From handling supplemental accident and cancer policies to managing large-scale corporate benefits through a partnership with Chubb, Emily’s mission is driven by faith, family, and the desire to protect the livelihoods of those around her.
Chapters
00:00 – The Southaven Business Beat Intro
01:15 – Meeting Emily Byram: Why Insurance Wasn’t the Original Plan
02:15 – The Entrepreneurial Leap: Taking the Shot on Commission-Only
03:08 – People First: The Mission Behind Combined Insurance
04:53 – Bridging the Gap: Supplemental Policies Explained
06:14 – The 100-Year Legacy & The Chubb Partnership
07:54 – Why You Should Have Your Agent’s Personal Cell Number
10:03 – Using an HR & Payroll Background to Solve Client Pain Points
14:57 – The Art of Listening: Building Trust in Personal Conversations
17:40 – A Personal Lesson: Surviving a Crisis Without a Policy
21:28 – The Reality of Cancer & Why Coverage Matters Early
27:17 – The Power of Local Relationships in Southaven
Have you ever had a “leap of faith” moment in your own career or business? Share your story in the comments below! Don’t forget to subscribe for more episodes of the Southaven Business Beat as we highlight the leaders making an impact in our community.
