Welcome back to another episode of Southaven Business Beat, where we dive deep into the business world, bringing insights, strategies, and expert advice to help small business owners thrive!
In this episode, we are joined by Christopher Bulin, co-founder of Payments Guardian, to break down everything you need to know about PCI compliance, payment security, and how small businesses can protect themselves from cyber threats while keeping costs low.
💡 Did you know? Over 80% of small businesses nationwide are either unaware of PCI compliance or don’t know how to implement it. This lack of knowledge puts businesses at risk for data breaches, fines, and unnecessary fees—but Christopher and his team at Payments Guardian are here to change that.
🔍 What You’ll Learn in This Episode:
âś… What PCI compliance really means for your business
âś… How AI technology is transforming payment security
âś… Common mistakes small business owners make with merchant services
âś… The real costs of using PayPal, Stripe, and Square
âś… How to avoid hidden fees and fines
âś… The impact of cybersecurity on protecting customer data
âś… How Payments Guardian gives 5% back to nonprofits through micro-philanthropy
Chapters:
0:00 Intro – Welcome to Southaven Business Beat!
1:08 Meet Christopher Bulin & Payments Guardian
1:43 What is PCI Compliance? Breaking Down the Basics
2:36 How Payments Guardian Makes PCI Compliance Easy
3:38 AI & Cybersecurity – The Future of Payment Protection
4:01 Christopher’s Journey: 20 Years in the Payment Industry
5:04 Award-Winning Innovation: Payments Guardian’s Achievements
6:24 Common Small Business Mistakes with Payment Security
8:32 Why PCI Compliance is Underserved & Misunderstood
9:18 Introducing “Maya” – AI-Powered Merchant Compliance
10:50 How Business Owners Can Protect Their Customer Data
11:20 How Payment Processors Like Stripe & PayPal Impact Your Bottom Line
14:26 Avoiding Hidden Fees & Fines in Merchant Services
17:23 The Truth About PCI Compliance for Small Business Owners
20:22 Giving Back – The Micro-Philanthropy Model of Payments Guardian
24:03 How the Southaven Chamber Helps Small Businesses Grow
26:17 The Power of Relationships in Business Networking
27:17 Final Advice – How to Get PCI Compliant Today
🎯 Key Takeaways:
đź“Ś PCI compliance is NOT optional – It’s a must for businesses that accept credit card payments.
đź“Ś AI-driven compliance tools can automate security and save time.
📌 Hidden fees & penalties can cost businesses thousands—know what to look for!
📌 Small businesses drive the economy, but many don’t realize they are at risk without compliance.
đź“Ś Payments Guardian gives back! 5% of revenue goes to nonprofits of the business owner’s choice.
đź’ˇ Who Should Watch This?
This episode is essential for small business owners, entrepreneurs, and anyone handling digital payments. If you’re using Square, Stripe, PayPal, or traditional merchant services, this conversation will save you money and protect your business from unnecessary risks.
🚀 Want to Learn More?
đź”— Visit Payments Guardian for expert advice on PCI compliance & payment security
đź”— Connect with Southaven Chamber to grow your business: SouthavenChamber.com
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#SmallBusiness #PCICompliance #PaymentSecurity #Entrepreneurship #SouthavenBusinessBeat #CyberSecurity #MerchantServices #AI #BusinessGrowth #FinTech #PaymentsGuardian #SouthavenChamber
