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Southaven Business Beat On YouTube
YouTube Video UExVc2lYU0loa1d0cUM5bWM5M3E0dk9oVWd0aGJROGtDNS5EODkyNDMzRkJBNkQ2NkMz You do not need a bigger bank. You need access, clarity, and a real relationship.

In this episode of Southaven Business Beat, you meet Samuel Kail, Market President of First Choice Bank in Southaven, Mississippi. Samuel shares how he went from college football to banking leadership, and how he helped launch a new community bank branch in DeSoto County.

You will hear how Samuel built his banking career in just eight years, what he learned by working every side of the bank, and why local decision-making matters for business owners and families.

What you will learn

How Samuel Kail became a Market President at age 29

Why relationship banking still matters in DeSoto County

What a community bank can offer beyond checking accounts

How business lending decisions actually get made

What First Choice Bank looks for when hiring a new team

How leadership habits from sports carry into business

How to manage work and family with two kids under three

Why involvement in the Southaven Chamber builds trust faster than ads

Why this matters now
Southaven and DeSoto County are growing fast. Business owners need banks that can move quickly, answer questions clearly, and understand the local market. Samuel explains what that looks like in real life, not sales talk.

If you are a business owner, professional, or family looking for a local bank in Southaven, this episode gives you a clear look behind the scenes.

Subscribe for more conversations with Southaven and DeSoto County business leaders.

Chapters
0:00 Quick preview, football to banking, being coachable and flexible 
0:40 Show intro and guest intro 
2:18 Sponsor, First Choice Bank 
3:06 How Sam got into banking 
4:06 Lessons from football that show up in leadership 
5:11 Sponsor, J.A. Hall Law Firm 
6:03 Moving up fast, mentors, learning every side of the bank 
11:56 First Choice Bank history and services, plus what is coming next 
15:08 Sponsor, Pure Focus Media 
16:00 Building a team from scratch 
24:08 Work life balance, boundaries, burnout 
27:13 What the Chamber has meant to him, relationships and trust 
31:18 Outro and sponsor, Wisdom Integrators
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What Most People Miss About Local Banking in DeSoto County
December 15, 2025 9:00 am
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